COBRA stands for Consolidated Omnibus Budget Reconciliation Act.

If you lose medical or dental coverage due to certain life events (such as divorce, loss of dependent coverage, and termination), COBRA allows you to purchase continued group coverage for up to 18 to 36 months, depending on the event.

Under COBRA, you can also continue contributing to your Health Care Flexible Spending account until the end of the benefit plan year in which you lose your benefits. COBRA does not apply to other benefits, such as life and disability benefits.

For more information about COBRA, contact the Northrop Grumman Benefits Center (NGBC) at 1-800-894-4194.

You will receive forms for COBRA continuation at your address on file. You and your eligible dependents have 60 days from the date coverage ends or the date you receive your written COBRA notice, whichever is later, to continue your coverage under COBRA. Each family member may make a separate COBRA election. You have an additional 45 days from the date of your election to pay your first COBRA premium.