Benefits You Can Change

Health Care

Benefit	Change Allowed
Medical and Dental Plans	Remove spouse from benefits Remove dependents from benefits Stop coverage

Flexible Spending Accounts

Benefit

Changes Allowed

Health Care Flexible Spending Account

Note: You cannot decrease or stop your contributions below the greater of claims paid or contributions already made

Dependent Day Care Flexible Spending Account

Note: Certain restrictions apply to availability of funds

Life, Accidental Death and Dismemberment, and Disability Insurance

Benefit	Changes Allowed
Basic Life	Change beneficiary at any time
Basic AD&D	Change beneficiary at any time
Basic Long-Term Disability	None
Employee Optional Life (after-tax benefit)	Start or increase coverage. Requires evidence of insurability (EOI) Stop or decrease coverage Change beneficiary at any time
Spouse Optional Life (after-tax benefit)	Start or increase coverage. Requires evidence of insurability (EOI) Stop or decrease coverage at any time Note: The amount of coverage for spouse cannot exceed 50% of employee's combined basic life and optional life coverage amount
Child(ren) Optional Life (after-tax benefit)	Start or increase coverage Stop or decrease coverage
Optional AD&D	Start, stop, increase, or decrease coverage Change coverage category
Optional Long-Term Disability (after-tax benefit)	Start or increase coverage. Requires evidence of insurability (EOI) Stop or decrease coverage at any time